Terms & Conditions
These Terms and Conditions (“Terms”) govern your use of this website and any interaction with Expert Accounting, including but not limited to: service engagement, submitting enquiries, or providing personal or business information through our website or any other means. Please read these Terms carefully. By accessing our website or engaging with our services, you confirm your agreement to these Terms. If you do not agree, please refrain from using our website or services.
1. Company Information
Xpert Accounting Solutions Limited is a professional accounting and advisory firm operating under the laws of the United Kingdom. We are based in London, United Kingdom, and offer regulated financial services to individuals, sole traders, limited companies, and partnerships. We comply with relevant legislation including the Companies Act 2006, the Money Laundering Regulations, and the UK General Data Protection Regulation (UK GDPR).
Business Name: Xpert Accounting Solutions Limited
Registered Office: 22, Ripon Way, Borehamwood, Hertfordshire, England WD6 2HS
Company Number: 16327943
2. Services and Professional Engagement
We offer services including, but not limited to: bookkeeping, payroll, tax planning and submissions (e.g. VAT, self-assessment, corporation tax), year-end accounts preparation, business advisory, and compliance.
Formal engagement is confirmed only upon signing an Engagement Letter, which outlines the scope of services, fees, responsibilities, and regulatory disclosures.
Use of this website does not constitute financial advice or establish a client relationship. Engagement requires mutual agreement and completion of identity and anti-money laundering checks, as legally required.
3. Use of This Website
By using our website, you agree not to:
- Interfere with its functionality or security
- Attempt unauthorized access to systems or data
- Introduce malicious code, viruses, or harmful material
- Reproduce or repurpose website content without prior written consent
We reserve the right to suspend or terminate access in cases of misuse, legal breach, or inappropriate conduct.
4. Intellectual Property
All intellectual property rights in the website and its contents—including text, visuals, graphics, logos, and downloadable materials—belong to Expert Accounting or its licensors. You may use content for personal, non-commercial purposes only, with appropriate attribution and without modification.
5. Accuracy of Information & Liability Disclaimer
We make reasonable efforts to ensure content accuracy but do not guarantee completeness or timeliness. Information is provided “as is” without warranties of any kind.
We are not liable for any loss or damage (direct or indirect) resulting from reliance on our website content. We are also not responsible for the content of any external websites linked here.
This disclaimer does not limit liability in cases of fraud, death, or personal injury caused by our negligence or any liability that cannot legally be excluded under UK law.
6. Privacy Policy
6.1 What Personal Data We Collect
We may collect:
- Contact details (name, phone, email, postal address)
- Business and financial data (company name, UTR, VAT number, income/expenses, payroll, tax history)
- Communication records (emails, calls, form submissions)
- Technical data (IP address, browser type, device ID, cookies)
6.2 How We Use Your Data
Purposes include:
- Delivering our services
- Fulfilling contractual and legal obligations
- Managing client records
- Responding to enquiries
- Improving user experience and site performance
We do not use your data for automated decision-making or profiling without consent.
6.3 Lawful Basis for Processing
We process data based on:
- Contractual necessity (for service delivery)
- Legal obligations (e.g., HMRC compliance)
- Consent (e.g., marketing communications)
- Legitimate interests (e.g., fraud prevention, analytics)
6.4 Data Retention and Security
Client records are retained as legally required, typically for a minimum of six years following the relevant tax period.
We employ secure storage systems, access controls, encryption, and staff training to protect your data.
6.5 Data Sharing and Transfers
Data may be shared with third parties to:
- File tax returns with HMRC
- Conduct AML checks
- Process payroll and bookkeeping services
We do not sell personal data. Where data is transferred internationally, appropriate safeguards such as Standard Contractual Clauses or adequacy decisions are applied.
6.6 Your Rights
- Access your data
- Rectify incorrect data
- Request erasure
- Restrict or object to processing
- Request data portability
7. Cookies and Analytics
We use cookies to enhance functionality, analyze site performance, and personalize your experience. Cookies may collect technical and usage data.
You can manage your cookie preferences through your browser. Continued use of the site implies consent. For details, see our Cookie Policy.
8. External Websites
Our site may contain links to third-party sites. These are provided for convenience only. We are not responsible for the content, terms, or privacy policies of such websites. You should review their terms before engaging.
9. Professional Conduct and Client Onboarding
All new clients must complete an onboarding process, including identity verification, risk assessment, and acceptance of our engagement terms.
We reserve the right to decline any engagement at our sole discretion.
We operate in accordance with the standards of [Insert Professional Body, e.g., ICAEW] and maintain client confidentiality at all times.
10. Updates to These Terms
These Terms may be updated periodically. Any changes take immediate effect upon posting. Clients will be informed of material changes where appropriate.
Please review these Terms regularly to remain informed.
11. Suspension and Termination
We reserve the right to suspend or terminate access to our website or services at any time in cases of breach, legal non-compliance, or misuse.
Termination of client relationships will follow the procedure in the signed Engagement Letter
12. Governing Law
These Terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the English courts.